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Alphaeon Credit Card: Affordable Financing for Your Vision Care

At Minnesota Retina Associates, we believe financial concerns should never stand in the way of better vision. That’s why we proudly accept the Alphaeon Credit Card, designed to make treatments such as cataract surgery, premium IOLs, LASIK, glasses, contacts, and more more affordable. With Alphaeon Credit, you can begin your eye care journey today and pay over time with flexible monthly plans that fit your budget. Don’t let cost delay clearer vision!

Why Choose the Alphaeon Credit Card?

• Flexible monthly payment options to meet your vision care goals
• Special financing on purchases of $250 or more*—unlike standard credit cards
• Reuse your card for future treatments for yourself or family members, with no reapplication needed
• Covers services often not included in insurance, such as LASIK and premium IOLs
• Check pre-qualification online** with no impact on your credit score

Disclaimers:
Subject to credit approval. Purchases must be made using the ALPHAEON CREDIT Card Account, issued by Comenity Capital Bank, which determines credit qualifications and promotion eligibility. Minimum payment is $27.00. Minimum interest charge is $3.00 per plan. Standard variable APR is 32.99% (based on the Prime Rate). Valid for single transactions only.

A soft inquiry is used to check your eligibility, which will not affect your credit score.

Health Insurance vs. Vision Insurance: What’s the Difference?

Understanding which insurance applies to your eye care visit can feel confusing. That’s why we created this short video to explain the difference between health insurance and vision insurance, and when each one is used.

Both health and vision insurance play an important role in keeping your eyes healthy and your vision clear:

• Health insurance generally covers medical eye exams and treatments related to eye health — such as glaucoma, cataracts, or eye injuries.
• Vision insurance helps with how you see day-to-day. It often covers routine eye exams, prescription glasses, contact lenses, and other vision services.
• Some plans (like Medicare) may cover certain medical services but not routine refraction tests for glasses prescriptions.
• Even if adult vision benefits aren’t included, most health plans provide children’s vision services.

To make the most of your benefits, please:

• Bring both your health insurance card and, if you have one, your vision insurance card to your appointment.
• Provide a printed list of all current medications.
• Ask our friendly staff any questions — we’re here to help.